Privacy Policy
Last updated: October 16, 2026
Important: World Credit Union is a digital banking concept platform. It is not a licensed financial institution and does not hold customer deposits, issue real debit cards, or execute real financial transactions. Any account balances, transaction figures, or statistics displayed are illustrative and for demonstration purposes only.
1. Information We Collect
- •Account information: name, email address, and password (stored as a secure hash).
- •Profile information: phone number, address, date of birth, nationality, and employment details when provided.
- •Identity verification (KYC): government-issued ID type and number, document images, and selfie — only if you voluntarily submit them.
- •Financial information: account type preferences, transaction descriptions, and investment preferences entered within the platform.
- •Usage data: device type, browser, and interaction logs used to improve the platform.
2. How We Use Your Information
- •To create and manage your account and authenticate your identity.
- •To provide platform features such as transfers, cards, investments, and loan applications.
- •To send security alerts, transaction notifications, and important account updates.
- •To comply with applicable legal and regulatory requirements.
- •We do not sell your personal information to third parties.
3. Data Security
- •All data is transmitted over HTTPS with TLS encryption.
- •Authentication tokens are managed securely by the platform backend.
- •Row-level security policies restrict data access to authorized users only.
- •Security headers (CSP, X-Frame-Options, X-Content-Type-Options) are enforced on all pages.
- •While we use industry-standard measures, no system can guarantee absolute security.
4. Your Rights
- •Access: you can view your stored data within your profile at any time.
- •Correction: you can update your profile information or contact support for corrections.
- •Deletion: you can request account deletion by contacting support.
- •Opt-out: you can manage notification preferences in your security settings.
- •Data portability: you can request an export of your data.
5. Contact Us
- •If you have questions about this Privacy Policy or your data, please contact us through the in-app Support page.
- •We will respond to your request within a reasonable timeframe.
By using this platform, you acknowledge that you have read and understood this Privacy Policy. See also our Terms of Service.